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Bill's avatar
Oct 14Edited

Icap has extremely high management fees. Why aren’t you recommending much cheaper CC ETFs such as Spyi or Gpix? Is Jay Hatfield a friend of yours?

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Dividendology's avatar

Actually not true. That is a common misunderstanding. Funds like ICAP use modest leverage, meaning they borrow money to increase their investment exposure and boost income. The interest expense from that leverage must, by SEC rules, be included in the “total expense ratio” that’s reported on fact sheets. The actual management fee is only 0.80%, which is the typical range for covered call ETFs. This is discussed in the interview linked in the post. Hope that helps!

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Bill's avatar

.80 is still quite a bit higher than CC ETFs Spyi and Gpix.

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Jay Mannion's avatar

That's true but those are more vulnerable to the underlying securities. They lack the flexibility in a bear market to change and the upside is limited in a bull market. 0.8 is not much considering you have dedicated fund managers that can make real time trades to capitalize either way.

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Bill's avatar

Thanks Jay. Do you own any shares of Icap?

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Jay Mannion's avatar

No, but generally I'm holding rather than buying or selling anything at the moment. The market in general is over bought and seeing rapid swings in valuations across the board. Volatility the past week has been wild. ICAP sounds like a good buy for some stability right now but I haven't done due diligence on it.

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Bill's avatar
Oct 14Edited

Do you recommend any other QQQ CC ETFs in addition to QYLG? Such as QQQI or Gpiq?

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Dividendology's avatar

QQQI has done quite well since inception. I made a video on it a few months ago: https://youtu.be/eTwBNw3P5v0

Keep in mind, it typically runs about 100% portfolio options coverage, so it will be interesting to see how it performs in a bear market.

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Bill's avatar

What about Gpiq?

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Dividendology's avatar

I think GPIQ is one of the better ones as well!

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