💰 High Yield Portfolio
Over the next few months, we will be building out our real money high yield portfolio from scratch.
Here you will be able to find everything you need to know about our high yield portfolio, including:
The goal for our high yield portfolio
A spreadsheet that will track all of our positions
The investment case for each of our positions
And much more!
Be sure to also check out the Dividendology Database, which analyzes Covered Call ETFs, BDCs, and REITs, with critical info and data not available on other platforms/softwares.
I’ve invested more than $10,000 and spent months gathering the data so you can make ‘high yield’ decisions with the best information available.
📊 The Goal
The goal of the High Yield Portfolio is simple:
Deliver a sustainable dividend yield of around 8%
Preserve capital (no long-term value erosion)
Provide predictable cash flow
Why 8%?
Because an 8% yield cuts the capital needed for retirement in half.
Under the traditional 4% Rule, you need $1,000,000 invested to safely withdraw $40,000 a year.
With an 8% yield, you only need $500,000 to generate that same $40,000 annually.
This approach also reduces sequence of return risk — the danger of bad market performance early in retirement — because instead of selling assets to fund withdrawals, you’re living off dividends that continue to get paid regardless of market volatility.
And while inflation is always a factor, the portfolio accounts for it through:
Dividend growth where possible
Reinvesting a small portion of dividends to maintain purchasing power
In short, the goal of the High Yield Portfolio is to create a real-money portfolio that generates meaningful, sustainable income today, without relying on market timing or asset sales to fund retirement.
📝 Portfolio Tracker Sheet
In the spreadsheet below, you will be able to track in real time all of the positions of our high yield portfolio, as well as all relevant metrics.